You can enjoy the opportunity to get potentially better returns and grow your money by investing it in equity and debt funds for the long term. This combination helps you beat inflation while protecting your investments. How does a mix of equity and debt beat inflation? Inflation is the rate at which the price of goods and services increases over a period of time.
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You can enjoy the opportunity to get potentially better returns and grow your money by investing it in equity and debt funds for the long term. This combination helps you beat inflation while protecting your investments. How does a mix of equity and debt beat inflation? Inflation is the rate at which the price of goods and services increases over a period of time. To gain from your investments, your savings should grow at a rate higher than the inflation rate.
In order to get better returns in the long run, it is advisable to have equity exposure. Equity markets are subject to short-term market volatility. However, the effect of market volatility is negligible in the long term.
This growth would have helped you stay ahead of the inflation rate of about 7. This plan brings you the best of both worlds. With the Fixed Portfolio Strategy, you can manage your money by investing it as per your risk appetite in equity and debt funds.
Whereas with the Lifecycle-based portfolio strategy, we carefully manage your money to create an ideal balance of equity and debt funds, depending on your age. You may want to manage your investments yourself, or want an expert to do it for you.
Which portfolio strategy suits me the best? Fixed Portfolio Strategy:With this option, you can invest your money in the equity and debt funds of your choice. You can also move your money from one fund to another to suit your investment needs. Lifecycle-based Portfolio Strategy: With this option, your money is automatically allocated to equity and debt funds based on your age.
As you grow older, your money is systematically transferred from equity to debt to secure it when the policy matures.
ICICI Pru iProtect Smart
This is a participating endowment regular premium life insurance plan, with two options to receive guaranteed educational benefits, no matter what the uncertainties in your life. This benefit ensures that in case of death of the parent, the company pays all future premiums on behalf of the parent. Complete protection: Lump sum payment of Sum Assured plus payment of future premiums by the Company in the unfortunate event of death of the parent Life Assured Development Allowance :Under this benefit, a specified amount is paid to the child every year, in the unfortunate event of death of the parent, if Income Benefit Rider is opted for. Facility to provide money for key educational expense of the child Protection against Accident and Disability: Additional protection against accident and disability is provided with the help of a rider at a marginal extra cost Tax Benefits : On premiums paid and benefits received, as per prevailing tax laws Benefits in detail: Guaranteed educational benefits:This plan guarantees educational benefits to your child. To avail of this benefit, you have to take the Income Benefit Rider available at a marginal extra cost. Additional Rider Benefits : This is an additional benefit which can be availed along with the base plan, by paying a marginal extra cost.
Riders — There are 2 riders available in this policy. My Policies Log Out. You want a loan against your policy — There is no loan available in this plan. You stop paying the ucici — If the policy holder stops paying the premium, the insurance cover will cease and the policy will lapse. Rs 75, is paid. Yearly, Half-yearly or Monthly.
ICICI Pru SmartKid NEW RP/SP RICH II
Fenrira And under Option 2, the Sum Assured is paid in instalments in the last 5 years of the policy. Policy Term in years. Insurance is the subject matter of solicitation. Under Option 1, the Sum Assured is paid in instalments 7, 5 and 2 years before Maturity and the remaining amount on Maturity. Rs is paid. The Maturity Benefit is paid every year in the last 5 years of the policy.
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